Long-term sickness claims up 40% in two years: what is driving yours?

Norwegian technology and consulting business with about 1,700 employees, plus 400 in Sweden and Finland. Our group income protection claims have risen about 40% over two years and the insurer has signalled a premium increase of around 25% at renewal.

Roughly 60% of new claims are for mental health conditions, most often recorded as stress or burnout, and the average claimant is 36, which is much younger than it used to be.

Are others in the Nordics seeing the same thing, and has anyone found an early intervention approach that their insurer actually gave credit for in pricing?